- FeaturesFeaturesHow it WorksUnderstand the MaxiFi features that help you build your lifetime planRoth Conversion OptimizerMaxiFi helps you optimize conversions and reduce taxesUse CasesHow can you put MaxiFi to use?Life Insurance Contingency PlanningGet peace of mind from life insurance recommendations tailored for youLiving Standard Monte CarloManage your living standard risk with confidence
FeaturesHow it Works . Understand the MaxiFi features that help you build your lifetime planLearn More - ServicesServicesOverviewChoose the right level of support for your plan and needsFlight CheckGet off the ground with comprehensive, expert guidanceCo-PilotElevate your financial plan with one of MaxiFi’s certified financial plannersConcierge ServicesPersonal, expert guidance to make the most of your financial plan
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- Resources
- Why MaxiFiMaxiFiEconomics-Based PlanningHow Nobel Prize-winning economics gives you a clear view of your financesCase StudiesReal stories about how MaxiFi helps users make smarter decisionsTestimonialsMaxiFi is trusted by households and experts for clarity and confidenceHow MaxiFi ComparesWith so many tools out there, how do you know MaxiFi is right for you?PressRead expert commentary and critical acclaim for MaxiFi
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- Pricing
- AboutCompanyOur VisionThe best person to take control of your financial futureMedia ResourcesLogos, background information, and media contactsFounder and AdvisorsMeet Laurence Kotlikoff and the visionary MaxiFi teamAffiliate ProgramAs a MaxiFi affiliate, you can share offers and discountsCareersWhy working at MaxiFi is rewarding, empowering, and impactfulContactQuestions or feedback? Get in touch with the MaxiFi team
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The Right Choice for Your Financial Plan
MaxiFi offers Standard, Premium, and Premium Plus Options
When you’re creating a personal lifetime financial plan, you need to build a plan based on your specific circumstances. With MaxiFi’s Standard, Premium, and Premium Plus options, you can choose the subscription that best suits your needs.
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MaxiFi Standard
MaxiFi is the world's most powerful, accurate and comprehensive personal financial planning software. With a Base Plan and a Maximized Plan, you can:
- Discover your affordable lifetime and annual spending level.
- Safely increase your discretionary spending.
- Maintain a stable living standard through retirement.
- Find the best Social Security filing strategy to secure the highest benefits.
- Find tax-efficient retirement account withdrawal strategies.
- Build and track your annual budget
MaxiFi takes the guesswork out of financial planning, allowing you to build a lifetime financial road map using all your financial data.
Whatever your stage of life, MaxiFi helps you make the big decisions: Should I take that new job? Can I afford a house? Should we move to another state?
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MaxiFi Premium
MaxiFi Premium includes all the features of MaxiFi Standard, but adds powerful advanced features including:
Living Standard Monte Carlo®
MaxiFi's Living Standard Monte Carlo® simulations show how different investment strategies and spending behaviors impact your discretionary spending – your living standard. Learn More
MaxiFi's Living Standard Monte Carlo® simulations show how different investment strategies and spending behaviors impact your discretionary spending – your living standard. Learn More
NEW Roth Conversion Optimizer™
The only tool that optimizes conversions from non-Roth accounts to Roth accounts to find the strategy that minimizes your lifetime taxes so you can spend more in retirement or leave more to heirs. Learn More
The only tool that optimizes conversions from non-Roth accounts to Roth accounts to find the strategy that minimizes your lifetime taxes so you can spend more in retirement or leave more to heirs. Learn More
Life Insurance Contingency Planning
Get peace of mind by entering contingency plans – like downsizing your home or retiring later – in case of the untimely death of you or your spouse, so MaxiFi can calculate life insurance coverage amounts with precision.Learn More
Get peace of mind by entering contingency plans – like downsizing your home or retiring later – in case of the untimely death of you or your spouse, so MaxiFi can calculate life insurance coverage amounts with precision.Learn More
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MaxiFi Premium Plus
MaxiFi Premium Plus includes all the benefits of MaxiFi Premium, plus extra support to make sure you’re moving in the right direction. Sign up for:
Expert Support
A 60-minute Flight Check session with the MaxiFi team to help you review your inputs, choose the right settings, and get moving. Get one-to-one help to go over your base plan and make sure your MaxiFi is set up for your needs.
A 60-minute Flight Check session with the MaxiFi team to help you review your inputs, choose the right settings, and get moving. Get one-to-one help to go over your base plan and make sure your MaxiFi is set up for your needs.
Get Started with MaxiFi from $109 Per Year
Standard
$109
/Year
Get started with the world’s only economics-based planning software
One-Year license
Lifetime financial plan
Compare scenarios
Run unlimited reports
Optimize retirement withdrawal and Social Security timing
Premium
$149
/Year
MOST POPULAR
For comprehensive personal plans with the most detailed and advanced tools
All MaxiFi Standard features
Living Standard Monte Carlo®
NEW Roth Conversion Optimizer™
Life Insurance Contingency Planning
Premium Plus
$359
/Year
Get started with hands-on help and guidance from MaxiFi experts
All MaxiFi Premium features
Annual Flight Check Service included
Choose Your Plan
Comparison of features across Standard, Premium, and Premium Plus
Standard
Premium
Plus
Comprehensive Lifetime Financial Plan
Annual Spending Suggestions
Annual Savings Suggestions
Life Insurance Coverage Suggestions
Covers All Social Security Benefits
Incorporates All Social Security Rules and Provisions
Up to Date with Tax Cuts and Jobs Act of 2017 Changes
Up to Date with SECURE Act of 2020
Handles Roth and Non-Roth Accounts + Roth Conversions
Handles Inherited IRAs
Handles Non-Retirement Assets
Incorporates Federal, State, and FICA Taxes
Considers Medicare Part B
Handles Pensions
Handles 529 Education Savings Plans
Handles Vacation Homes and Real Estate
Create Annual Budget and Track Spending
Unlimited Reports
PDF and Excel Export
Responsive Customer Support
Runs on Computer,Tablet, and Smartphone
Maximizes Social Security
Optimizes Retirement Account Withdrawal Start Dates
Optimizes Withdrawing from Roth Accounts First or Last
Annual Flight Check Service Included