Retirement Planning & Social Security

A couple nearing retirement finds that delaying Social Security gives them 22% more to spend every year starting today!

Jake and Missy always planned to retire at age 66. But they've saved well, their mortgage is paid off, and they are getting tired of working.

Eve and Owen are finally starting to get serious about retirement planning. How much retirement saving is really needed?

The Secure 2.0 Act allows retirees to delay withdraws from IRAs until later in life. MaxiFi can assess the impact of waiting.

Concern about sequence of return risk is a common worry among those who have explored risk analysis.

Someone trying to explore FIRE—financial independence, phased retirement options, and downsizing—will have a lot to think about. But the most critical and obvious problems are often lost in the technical weeds of tax efficiency strategies as if once you discover the secrets of a Roth ladder things will begin to fall into place.